Trades Insurance

Even the smallest trades business needs to be properly insured. But, because Bridges Insurance Services knows you are busy, our team can arrange a trades insurance package which includes public liability insurance, vehicle insurance and more.

Trades Insurance

Comprehensive Trades Insurance

From public liability insurance to tools cover, Bridges Insurance Services can help you protect your small business.

Gone are the days when you could set up a small trades business with next to no insurance cover. Today, even the smallest of sole traders needs to be covered and, in many cases, you may even need to prove you are insured to get the job.

Our trades insurance team can advise you on small business liability insurance and insurance that will protect your business assets such as tools and vehicles. To make it even easier our Hamilton-based insurance brokers can arrange a trades insurance package which covers everything from general liability insurance for contractors to commercial vehicle insurance and tools cover.

Don't put your livelihood at risk by being uninsured - talk to Bridges Insurance Services about which insurance policies will be best for you. Arrange a quote for public liability insurance and more from Bridges Insurance Services today.

Cover every aspect of your business with comprehensive insurance

When you run your own trade business, there are many aspects that need to be covered. Bridges Insurance Services can arrange an insurance package to ensure that you are covered for every eventuality.

Talk to our team today to help you put together the right package for your business.

Pick and choose your insurance or opt for a specialist trades insurance package.

As a tradie you are probably busy running your business. From long days on site to negotiating with suppliers and sorting out paperwork, juggling multiple insurance policies is an added issue you don't need.

To alleviate this problem, many insurers offer specialist trades insurance packages that cover several aspects of insurance all in one convenient easy to manage package. With access to all the major NZ insurers, Bridges Insurance Services can tailor a package that suits you.

As well as policies relating to your trade, you might also like to think about things like heavy vehicle insurance to fully protect your machinery. Our team can also help you with personal insurance such as home and contents insurance to ensure you are protected as well as your business.

Whatever you need our Waikato-based insurance brokers are here to help. Contact us to discuss your options or arrange a quote.

Cover can be arranged for
Public liability

Covers your legal liability and any costs for defending damage to property or injury resulting from your negligence.

Statutory liability

Covers unintentional breaches of certain statutory acts including legal costs, reparation and possibly fines.

Employers liability

Covers compensation claims and legal costs to defend cases from employees who have alleged workplace injuries or illnesses that are not covered by ACC.

Licensed building practitioner

Cover for liability if a complaint is made to the Building Practitioners Board.

Commercial vehicles

Protect your work vans and utes as well as machinery.

Tools cover

Covers loss of tools associated with your business to allow you to repair or replace them.


Covers buildings during the build process.


We have outlined some common insurance questions to help you understand insurance better.

What do I need to do if I need to make a claim?

Please give one of our friendly claims team a call or complete a claim form through the website and we will be in touch. Make a Claim Here.

What fees do you charge? How do you make your money?

For most policies, we are remunerated by the insurer when you take out cover arranged by us. This includes renewals and changes you make throughout the year. 

The remuneration we receive is a percentage of the company premium & company natural disaster premium you are charged. All other levies, Government charges and taxes are collected without us earning income on these.

In addition, to enable us to provide you with a high level of service we may also apply an Administration Charge which will be shown on your invoice.

What is a Duty of Disclosure?

When you enter into a contract of insurance you have a legal duty to disclose to the insurer all facts that are material to the risk. This would include all information you know or could reasonably be expected to know that would influence the judgment of a prudent insurer in accepting or declining an insurance risk or in fixing the premium or terms or conditions of the contract.

We are here for you.

Don't leave your assets unprotected any longer. Talk to us about our insurance packages. Our team are here to help you with that little bit of piece of mind. No need to worry, we have you covered.

Ready to get a free quote? Fill out our online form and we will be in touch to discuss your requirements.

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