Farm Insurance

At Bridges Insurance Services, our team knows that every farm is different, so our insurance for farms in the Waikato or anywhere in New Zealand is designed to suit you. Protect your buildings and assets and even take out livestock cover for your animals.

Farm Insurance

Comprehensive Farm Insurance

Don't let the unexpected jeopardise your livelihood.

Protect your assets including:

  • buildings and vehicles
  • milk contamination and fines cover
  • rural liability to cover incidents

Every farm is different, but whether you are farming sheep, cattle or crops, having comprehensive farm insurance is a good business decision.

Rural insurance is different from typical business insurance and will give you cover that suits your specific needs. Bridges Insurance Services manages a range of farm insurance and our experienced Hamilton-based insurance brokers can help you find the right policy.

As well as farm insurance our team can also organise your heavy vehicle insurance, fleet insurance and liability insurance, as well as home and contents insurance and car insurance.

From livestock cover to your farm vehicles, Bridges Insurance Services has you covered.

Farm insurance from Bridges Insurance Services can cover you for everything from buildings to products. Farming is an industry that includes many hazards so rural liability insurance is essential to your insurance portfolio.

A rural liability insurance package can protect you from liability arising from farming operations such as grazing livestock, employers liability insurance which covers accidental injuries caused by operating farm machinery or handling hazardous substances, and statutory liability insurance to cover unintentional breaches of statutes.

Why get your farm insurance through Bridges Insurance Services?

Every farm is different so it is important that your insurance broker finds the right policy for you. Choosing Bridges Insurance Services gives you the benefit of:

  • Experience: Bridges Insurance Services has been providing insurance in the Waikato region for more than 30 years and many of our Hamilton-based insurance brokers have decades of personal experience in the industry.
  • Independence: as independent insurance brokers, Bridges Insurance Services has access to major NZ insurers as well as overseas options giving you better insurance cover.
  • Personalised solutions: Bridges Insurance Services doesn't offer standard one size fits all solutions - our brokers listen to you and advise on the best insurance solution for your needs.
  • Backup and support: our team can support you if you need to make a claim and help you with paperwork leaving you more time to deal with your core business.
Cover can be arranged for
Farm bridges
Machinery & equipment including breakdown
Farm contents
Farm vehicles
Milk contamination


We have outlined some common insurance questions to help you understand insurance better.

What do I need to do if I need to make a claim?

Please give one of our friendly claims team a call or complete a claim form through the website and we will be in touch. Make a Claim Here.

What fees do you charge? How do you make your money?

For most policies, we are remunerated by the insurer when you take out cover arranged by us. This includes renewals and changes you make throughout the year. 

The remuneration we receive is a percentage of the company premium & company natural disaster premium you are charged. All other levies, Government charges and taxes are collected without us earning income on these.

In addition, to enable us to provide you with a high level of service we may also apply an Administration Charge which will be shown on your invoice.

What is a Duty of Disclosure?

When you enter into a contract of insurance you have a legal duty to disclose to the insurer all facts that are material to the risk. This would include all information you know or could reasonably be expected to know that would influence the judgment of a prudent insurer in accepting or declining an insurance risk or in fixing the premium or terms or conditions of the contract.

We are here for you.

Don't leave your assets unprotected any longer. Talk to us about our insurance packages. Our team are here to help you with that little bit of piece of mind. No need to worry, we have you covered.

Ready to get a free quote? Fill out our online form and we will be in touch to discuss your requirements.

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