Business Insurance

Protect your livelihood with a range of business insurance policies. Bridges Insurance Services can help you fully cover your business with business assets insurance and more. Keep your company running even if trouble strikes with comprehensive NZ business insurance. Insurance to protect against loss of assets, profits and liability.

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Comprehensive Business Insurance Brokers

Looking for business insurance that will protect you without blowing your budget?

Talk to the experts at Hamilton-based Bridges Insurance Services.

Sometimes in business things don't quite go as planned. Perhaps a natural disaster has caused damage to your premises, or you have been the victim of a cyber-attack. In either of these situations having adequate business insurance in place can help you deal with the immediate issues and get your business on the road to recovery.

Bridges Insurance Services specialises in providing business insurance with qualified advice and insurance protection you can trust. Our business insurance brokers team of experienced brokers will work with you to identify the risks your business faces and then develop a plan to preserve the value of your company.

Our team can advise on business insurance for:

small and medium-size businesses including trades
sole traders and professionals such as lawyers
franchise owners or anyone part of a franchise network
farm owners
larger corporate entities

As independent Waikato-based insurance brokers, Bridges Insurance Services insures with all major New Zealand insurers as well as having access to Lloyds of London.

Whether you are a small business or a larger corporate, protecting your company with adequate commercial insurance is a smart move.

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Cover can be arranged for

Business Assets

Covers physical assets like buildings, equipment and stock.

Loss of gross profits

Covers you for a loss of money when your business can't operate following an issue such as flooding.

Loss of rents

For landlords to cover loss of rent when tenants cannot occupy a building.

Liability

A full range of liability insurance for business.

Commercial vehicles

Including fleet insurance for a group of company vehicles and heavy vehicle insurance.

Business travel

Protection during business trips abroad.

Marine cargo & goods in transit

Protects goods in transit over land or at sea between depots or deliveries.

Client Testimonial

"We use an Accountant to work the taxes, so for us, it is only sensible to use a Broker to manage the insurance for our businesses."

"Insurance is like paying taxes – it is something you have to do! Making sure that I don’t pay too much and finding a way to reduce the time it takes to do the paperwork are two key issues I have always had. We use an Accountant to work the taxes, so for us, it is only sensible to use a Broker to manage the insurance for our businesses.

Someone referred Chris Rolfe from Bridges to me many years ago, so I met up with him to see what he had to offer. What made me choose to work with Chris and Bridges Insurance Services was their energy, enthusiasm, professionalism and commitment. Furthermore, he is always organised, prepared and you get a strong sense he is working for you. It’s the timeliness and rapid response that sets him apart from the rest and makes insurance easy. Even now, years later, these attributes are still there!

I know when I ring Bridges with a question or need some advice, I will get an answer that I don’t have to wait weeks for. What I get every time is honest, knowledgeable answers that allow me to make confident decisions on. Time filling out paperwork for claims is something I don’t want to be doing – frankly I don’t have the amount of time needed to do it. Chris and the team at Bridges take the hassle out of paperwork.
And finally another service that I find really useful is the annual review. What’s great about this is that Chris has already reviewed the market before talking with me and is able to offer advice about any changes I need to consider for the following year. This saves me time and often saves me money!

Being in business is time consuming, so when there is a more efficient way of doing something, I do it. The team at Bridges are straight up, efficient and honest which I appreciate and definitely recommend to others."

—

Sir Henry van der Heyden

FAQs

We have outlined some common insurance questions to help you understand insurance better.

What do I need to do if I need to make a claim?

Please give one of our friendly claims team a call or complete a claim form through the website and we will be in touch. Make a Claim Here.

What fees do you charge? How do you make your money?

For most policies, we are remunerated by the insurer when you take out cover arranged by us. This includes renewals and changes you make throughout the year.

The remuneration we receive is a percentage of the company premium & company natural disaster premium you are charged. All other levies, Government charges and taxes are collected without us earning income on these.

In addition, to enable us to provide you with a high level of service we may also apply an Administration Charge which will be shown on your invoice.

What is a Duty of Disclosure?

When you enter into a contract of insurance you have a legal duty to disclose to the insurer all facts that are material to the risk. This would include all information you know or could reasonably be expected to know that would influence the judgment of a prudent insurer in accepting or declining an insurance risk or in fixing the premium or terms or conditions of the contract.

We are here for you.

Don't leave your assets unprotected any longer. Talk to us about our insurance packages. Our team are here to help you with that little bit of piece of mind. No need to worry, we have you covered.

Ready to get a free quote? Fill out our online form and we will be in touch to discuss your requirements.

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