Boat Insurance

Whether it is jet skiing or going out on boats big and small, boat insurance policies cover your watercraft for damage or theft as well as providing protection for your liability as a boat owner.

Boat Insurance

Comprehensive Boat Insurance

It is no secret that Kiwis love the water, so make sure to cover your watercraft with a comprehensive insurance policy.

We can provide cover for most kinds of watercraft, such as:

  • pleasure craft
  • launches
  • sport fishing boats
  • jet skis
  • dinghies
  • kayak and boat trailers
Comprehensive insurance generally covers loss or liability related to your boat, trailer and fishing gear, water ski equipment, diving equipment, tools and personal effects store aboard.

Similar to motor vehicles, Boat & Watercraft insurance policies are subject to either Agreed Value or Market Value. Agreed Value pays the amount agreed with your insurer at the start of the policy period for your boat in the event of a Total Loss (completely lost or destroyed). Market Value pays the current value of your boat, determined at the time of the loss, up to the Sum Insured in the event of a Total Loss. 

Our experienced Brokers can talk you through the options available and arrange a cover to suit your needs.

Cover can be arranged for
Accidental loss or damage
Theft of watercraft & equipment


We have outlined some common insurance questions to help you understand insurance better.

What do I need to do if I need to make a claim?

Please give one of our friendly claims team a call or complete a claim form through the website and we will be in touch. Make a Claim Here.

What fees do you charge? How do you make your money?

For most policies, we are remunerated by the insurer when you take out cover arranged by us. This includes renewals and changes you make throughout the year. 

The remuneration we receive is a percentage of the company premium & company natural disaster premium you are charged. All other levies, Government charges and taxes are collected without us earning income on these.

In addition, to enable us to provide you with a high level of service we may also apply an Administration Charge which will be shown on your invoice.

What is a Duty of Disclosure?

When you enter into a contract of insurance you have a legal duty to disclose to the insurer all facts that are material to the risk. This would include all information you know or could reasonably be expected to know that would influence the judgment of a prudent insurer in accepting or declining an insurance risk or in fixing the premium or terms or conditions of the contract.

We are here for you.

Don't leave your assets unprotected any longer. Talk to us about our insurance packages. Our team are here to help you with that little bit of piece of mind. No need to worry, we have you covered.

Ready to get a free quote? Fill out our online form and we will be in touch to discuss your requirements.

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