House Insurance

If you own your own property, it is best to have both house and contents insurance in order to ensure everything is protected. Insurance policies usually cover accidental damage, natural disasters and deliberate damage such as a burglary, but you should check your policy wording carefully to make sure you are covered.

House Insurance

Comprehensive Home & Contents Insurance

To protect your home and investment.

Home insurance covers the actual property including any outbuildings and outdoor structures like swimming pools. Contents insurance covers your personal belongings and household effects and those belonging to anyone else who lives in the home.

If you plan to rent out your own home while being away for a period of time, or you have a number of rental properties as investments, you may need to arrange rental property insurance or landlords’ insurance which has different terms and conditions to standard house insurance. Contact our home & contents Insurance team today!

Cover can be arranged for
Home & contents
Rental properties
Household transit

FAQs

We have outlined some common insurance questions to help you understand insurance better.

What do I need to do if I need to make a claim?

Please give one of our friendly claims team a call or complete a claim form through the website and we will be in touch. Make a Claim Here.

What fees do you charge? How do you make your money?

For most policies, we are remunerated by the insurer when you take out cover arranged by us. This includes renewals and changes you make throughout the year. 

The remuneration we receive is a percentage of the company premium & company natural disaster premium you are charged. All other levies, Government charges and taxes are collected without us earning income on these.

In addition, to enable us to provide you with a high level of service we may also apply an Administration Charge which will be shown on your invoice.

What is a Duty of Disclosure?

When you enter into a contract of insurance you have a legal duty to disclose to the insurer all facts that are material to the risk. This would include all information you know or could reasonably be expected to know that would influence the judgment of a prudent insurer in accepting or declining an insurance risk or in fixing the premium or terms or conditions of the contract.

We are here for you.

Don't leave your assets unprotected any longer. Talk to us about our insurance packages. Our team are here to help you with that little bit of piece of mind. No need to worry, we have you covered.

Ready to get a free quote? Fill out our online form and we will be in touch to discuss your requirements.

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